Saif Kovach at Community First National Bank did an excellent job for/with us! If you want to obtain a loan in a very timely manner, Saif is your man! He was determined and kept moving the process forward efficiently and effectively. He knows his business like no one else i've dealt with when it comes to the home loan process. We spent over 3 MONTH's trying to process a loan with another organization, which we never got completed. Saif had it done in 4 WEEK's! We recently communicated with 4 different loan organizations, and believe me when I say, the others do NOT compare. Thank you Saif !!