I've been trying to get approved for a loan for several months. After waiting for a conditional approval, Larry told me about options to fix my credit score. I was able to get about 60 points in only a couple of weeks. My application got pushed through, I got a great deal, and my loan was closed in less than a month. I just wish I would have known about it sooner. The overall experience was good, and they are very honest with you. But if you are going to work with them, make sure to ask about your options to improve your score first!