525 Long Term Care

Professional and efficient. They were able to get me the best policy and they expedited the whole process to make sure my rate wouldn't change due to my impending birthday. I'm very pleased with my experience.

We were starting from zero to understand this new model of asset based LTC insurance and both Brian and Madalyn were patient and thorough in explaining how it worked and how it differed from traditional models. It is a sizeable commitment and we were both satisfied and highly recommend 525 Advisors.

I was looking to replace a long-term care policy with rising premiums. Due to my age, I thought I was probably stuck with the policy, that any new insurer would have a better rate. One day I heard Brian on the radio talking about funding my own long-term care. I signed up for one of the presentations and liked what I found. I found I could make a change giving me better benefits and allowed premiums to be paid with RMD dollars. What I really appreciated about the presentation that it is down to earth, no high-pressure sales tactics. Basically ‘just the facts mam’. After reviewing the material, I decided this was the path for me. During the whole process both Brian and Madalyn were helpful and patient with me. Due to work I wasn’t always timely in getting my part done and then I changed my mind on the type of coverage I wanted towards the end. Madalyn cheerfully made the change for me. If you’re looking for your first long-term policy or want to replace your current, check out 525 Advisors.

525 LTC was recommended to me by my sister and I'm so glad she did. From the first seminar to subsequent discussions, it was clear that both Brian and Madalyn really care about helping people protect their future. Madalyn is so very warm and reassuring and Brian really knows the products. I felt that I could trust them from the beginning and I'm very pleased with the experience and outcome.

Was able to structure a plan that maximized the coverage goals for my wife and I in addition to payment options that allowed me to also fund a separate plan for a parent. 525Advisors presented multiple plan options to ensure I was comfortable that our goals were achieved, then presented several payment plan options which ultimately changed my mind from funding as a lump sum to a five pay plan. All communications had zero sales pressure and 525Advisors response was always timely and informative.

I was about to turn 60 when I lost two dear friends to long-term health issues and cancer. I saw first hand the toll it took on their families and the agony of the financial burden on their loved ones. I knew long ago that I need to plan for the inevitable. I procrastinated until I heard an ad on the radio about hybrid LTC policies. I signed up for one of the free 525 seminars and received an informative booklet (lots of information to take in at once at the presentation) and reviewed it with my husband who does not like to discuss such matters. I finally convinced him to attend another of the free seminars with me so he can ask more questions. There were no hard-sale pressures, just lots of sound information and facts regarding potential care costs (which I already know is true) and how the LTC system works in various personal situations. My husband and I decided it made sense to purchase a policy for me to start. I admit that the cost is hard to swallow at first. But the return should I need it would be a tremendous help to me and my family. I look at it as an investment in my future and if I don't use it, my family will still get what I put in back. After I made the commitment, I felt a weight lifted off my shoulders because I know I have set aside funds for care and now I can decide what else I would do with my savings during retirement. My husband felt good about it as well. We decided to go with 525 because Brian and Madalyn were both very down to earth and transparent about various policies and answered many questions and were quick to respond via email and phone calls. They don't sell just one product which I felt was important for an unbiased product for me. I am very happy I made the leap. I highly recommend going to the seminars for information and to listen to others to weigh your own options.

If you'er interested in buying a LTC policy 525longtermcare.com is the place to go. Brian and Madalyn are wonderful people and great to work with. They know more about this business than almost anyone, cause that's all they do. Give them a call.....I did.

Both Brian and Madalyn Lutsch have been most helpful in explaining how the 525 LTC Plan works and in answering all our questions. We especially appreciated the fact that much of our premium is refundable to our estate if it is never needed. We also appreciated their letting us know that at our age (early 70's), we are better off paying annual premiums rather than a lump-sum payment up front because once one of us goes on claim, the premiums stop. We feel this policy is ideal for our needs and have felt very fortunate to have Brian and Madalyn as our advisors. They have communicated very well with us and never kept us waiting long. Needless to say, we are happy policy holders today!

From the day attending a Saturday information session to the day of signing a long term plan I couldn't have been more impressed. Brian and Madalyn were professional, kind and caring with every step of the process. Brain takes the time to understand and know about the individual before recommending plans for consideration and then a final decision on the best plan. Both Madalyn and Brian provided very timely and clear communication along every step of the process. Very much appreciated. I highly recommend this team for your long term health care needs.

My wife and I went to one of Brian's hour long informational seminars to learn about LTC. Brian quickly laid out the case that a LTC policy not only provides for LTC but it can double as a life insurance policy and is really an overall plan for asset protection and most of all, its piece of mind to not only know that you will be properly cared for but it takes away the worry for your family when the time comes to use the benefits. Because Brian is a broker he provides a vast field of options of companies and policy types available in the industry and is not "stuck" on one but finds that one that meets your objectives. There is NO pressure at any point, Brian "arms you" with good information and "you" decide (with his guidance) what is best for you. The one thing we really didn't know going forward with the policy was the fact that "its a several month process" to obtain a LTC policy but the great news is, Brian has a genuine partner to help coach and get you through that process successfully. "Madalyn" helps you through every step of the way and her follow up / follow through skills are second to none. I have no reservations acknowledging the high value quality of service they provide and the timeliness of their interactions and the total overall satisfaction of our experience. I only give them a 5-star rating because that is all that was available, in our book they are a 10!