Claimed

525 Long Term Care

Favorite Added Favorite Removed
95.58  Rating Score
9AM - 5PM ▾

Of 72 ratings posted on 2 verified review sites, 525 Long Term Care has an average rating of 4.96 stars. This earns a Rating Score™ of 95.58.

We are client focused Certified Long-Term Care Planning Specialist. We help people with assets protect their savings and the people they care about most from the financial, physical and emotional costs that come with a long-term care situation. We work with people near or in retirement put a meaningful, tax-free guaranteed plan in place that will pay them back if they never use it.

Serving: BELLEVUE, WA


4.96 avg / 72 ratings on 2 verified review sites
*All trademarks are the property of their respective owners. See Supported Sources | Report Incorrect Source

70 ratings & reviews posted directly on Top Rated Local®

Quality
5.0
Value
4.9
Timeliness
5.0
Experience
5.0
Satisfaction
5.0
OVERALL
5.0
Showing 61-70 of 70 items.

1 review

Verified
Buying Long Term Care Insurance wasn't something I was particularly interested in doing, or how I wanted to spend my money, but decided that it was in my best interests to do so to remain independent. I had heard good things about Brian Ott from several financial advisors, so decided to check it out. Brian limits his business to Long Term Care....he's the expert! Not only is he extremely knowledgable, he's personable and not pushy. I'm pleased with my policy and delighted that I chose 525 Long Term Care.

1 review

Verified
After many years of LTC coverage with rates continually increasing, I heard about 525 Long Term Care. My wife and I met with the owner, Brian Ott. We were nearly overwhelmed with the professionalism and so very glad we received the information he shared. Both Vickie and I often tell our friends to call Brian at 525. We couldn't be happier. 5-STAR service in every category. Honestly, I wish there was a 6th STAR to mark. 535 deserves it!

1 review

Verified
I already had a regular LTC policy (pay yearly premium), but was interested in learning more about asset-based/hybrid policies. I don't recall how I came across 525 LTC, but I had excellent discussions with Brian Ott as he laid out the pros and cons of such policies, and basically showed me the numbers involved. I appreciated the fact that Brian clearly empathized with my situation - mother in nursing home with dementia, and my desire to plan ahead just in case - since, he, too, had to deal with a family member and long-term care. I initially hedged on an asset-based LTC policy since the upfront investment was larger than I was comfortable with. However, Brian searched and found one that better served my needs. It gives me great piece of mind, knowing that I am better prepared for the future and will not be a burden on family members.

1 review

Verified
being 65 and still healthy it was very difficult to write the check for traditional long term insurance every year. I did because it is the right thing to do as we want to make it as easy as possible for the kids to handle our last days. I heard a 525 ltc commercial on the radio and was informed that there is a new approach to these plans and you actually get money back !! well it still is painful writing the check but now it is also an investment !! ( way mo beta !! ) the plans are very flexible and accommodate almost any financial situation so I encourage you to get on it !!

1 review

Verified
Highly knowledgeable, patient and thorough review of all options. Long term care has not been an easy topic of discussion within our family. We have personally witnessed the devastation lack of planning has caused our parents. 525 Long Term Care made the documentation and overall process easy to understand and the options clear in terms of health care benefits and cost. We truly appreciated their service and support in helping us making the right decision for our family.

1 review

Verified
I wasn't sure I really needed LTC insurance, but one gal approached me & tried to explain the importance & she gave me a quote. I didn't understand ANYTHING about it, though she tried to explain it. One year later she gave me another quote, with another explanation. I still didn't understand it. Then when I heard that Dave Ramsey & Suze Orman both said that it was important, I wanted to check into it again. I asked someone from another comapany for a quote, & again, I understood NOTHING from the explanation. I decided I didn't need it. Then I went to a "Retiremeet" seminar in Feb. 2016 & knew I wanted to learn more, so I attended Brian's section. Things were making sense finally, so I decided to make an appointment. Madalyn & Brian are SO patient, & thorough in their explanations. I finally got to understand it. Brian explained the different coverages, as they represent so many companies & plans, but I was directed to what was BEST for me with explanations of why other plans were not suited for me. I trust them & am happy with my choice. Sure I'd rather not spend this money, but I feel it is important & I have less worry now. Thank you Brian & Madalyn!!

1 review

Verified
My wife and I had a lot of questions regarding Long Term Care policies and which policy would be best for us. 525 answered all our questions and we were able to invest in a LTC plan that we felt good about. LCT insurance is a very important part of a total estate plan, working with 525 we never felt like we were being sold any thing it felt more like we were selecting a plan that we felt good about and was worth the money being invested. There are so many different directions to go with LTC insurance, 525 took a lot of time to find the best plane for use.

1 review

Verified
When we went to replace our current coverage, we were not well-versed in long-term care coverage and were nervous about being sold "a bill of goods." However, our fears were soon laid completely to rest by working with Brian and Madalyn. They took all the time we needed to fully understand the options, costs, advantages and disadvantages of all the products. There was absolutely no pressure. They were kind, caring, and considerate. Even though we saw them several times and made many calls with questions, they were always patient. They walked us through the application process and held our hands until we got what we wanted and knew would work well for us. We couldn't have asked for a better experience or nicer or more knowledgeable people!

1 review

Verified
I was researching LTC and discovered 525. Brian and Madalyn were knowledgeable, low pressure, and helped me understand the basics as well as helping craft a plan that worked for me. I would recommend their firm. They both had personal experiences with elder care and were willing to share that info along with the pros and cons of LTC.

1 review

Verified
My wife and I were concerned that due to each of our health issues that we needed professional help to be successful in obtaining LTC. 535 Long Term Care and Brian are the best! He explained the many types of LTC and focused how to address LTC solutions with my medical background, and laid out what would be my choices for possible LTC coverage. Brian explained it was very important to apply for LTC with only companies that were likely to approve underwriting, otherwise I might be denied and therefore, would be considered a risk to another LTC company, since then having a record of being denied. Brian made discrete inquires in advance of my application and that made it possible for him to find an LTC selection that would prove successful for me. I now have coverage and I could not be happier that I selected Brian and 525 Long Term Care Advisors for my needs. I encourage all who are considering any LTC to talk with 525 Lon Term Care Advisiors prior to any action or decisions. Brian is easy to work with and really knows the LTC industry and how to provide a winning solution.