Buying a home is a very intense, crazy and sometimes overwhelming process…mostly getting the mortgage loan. Well, Patrick knows that as he has many years of mortgage experience. Patrick and his team of professionals helped my girlfriend and I purchase our first home and we couldn’t be more grateful for everything he’s done for us. The company as a whole as a full-service mortgage and real estate company handled both the real estate and mortgage process without any hitch. Patrick went above and beyond his respective duties and went the extra mile to put us in a great position. This guy even fixed my credit. If you think he’s experienced and knowledgeable in the mortgage business, well he’s at least that when it comes to credit and how to maximize your credit scores before applying for a mortgage loan. I had a couple old collections on my credit and he took care of them for me. My credit jumped almost 100 points and into the 700s. This allowed him to provide me an interest rate that was 0.75% lower than what I would have obtained otherwise. This in turn saved me $205/month in mortgage payment and thousands in mortgage interest. I would HIGHLY recommend Patrick and Homes & Loans. Give them a shot and you’ll see what I’m talking about.