My husband and I refinanced our home. We were a bit nervous because the original purchasing experience was a nightmare. Richie, Kelly and the rest of the team were amazing!! There wasn't a single question I had that wasn't answered in a matter of minutes. I didn't have to hunt them down and they worked so hard to get the lowest interest rate possible for us. They explained things we wasn't sure about and never once made us feel bad for not knowing. I would absolutely recommend Richie and his team to my own family and friends. I'm very grateful for this experience and all their kindness and knowledge.