Our switch to GDpay has worked out great. We've been using GDpay for over four years now, and the fees are very competitive. One big plus has been the quality and convenience of service. We run three retail locations, and if there's ever a need to straighten out a transaction that our help had messed up, we can always rely on it being corrected quickly and professionally with a phone call to GDpay's service #. Quite the opposite of our previous merchant service. Would highly recommend GDpay - Craig Y. is one good guy to work with.