One of the worst persons ever to go to. He ripped me off I can't get my money out for 14 years it's already been 6 was just notified I can't get it out until 8 more years. I am 68 and he promised that I would get my money at 65 and if I go get my money now I can only get 10%. He also did not tell me that I have to pay $2,500 a month as a ryders fee no matter what if I make money or not. He also said I would get a certain percentage each year on my money which I haven't I am devastated right now I'll probably won't even be alive to get all my money because of him. Read the fine print because he cannot be trusted.