I'm passionate about financing real estate and love helping people build wealth through homeownership. I started in mortgages in 1995 as an intern with a mortgage broker and have since worked in finance as a Banker, Accountant, Financial Planner and Realtor, before returning to mortgages in 2006. I was born in Fresno, central California then relocated to Pleasanton in Northern California. I now live in San Diego with my wife Karen. We spend our extra time hiking, traveling and giving back to the community in bible education work. NMLS: 298254, Branch NMLS: 1962701 Equal Housing Opportunity.
