Loretta grew up in an entrepreneurial home. Her father owned a drugstore and a laundromat while also working as a Precinct Captain for the (in)famous Chicago Mayor, Richard J Daley.
She never considered an entrepreneurial future for herself as her mother was adamant that she would go to college and even graduate school so that she could land a great job, be independent and in control of her own finances and future.
She heeded her mother's advice and received a B.S. of Science degree from Howard University in Washington, DC, began her corporate journey in Chicago, working for such corporate giants at Sears Headquarters (when it WAS a giant) as an Office Manger, Computer Programmer, Market Research Manager, moving on to Continental Illinois National Bank (now Bank Of America) as a commercial banker, Kraft Foods, Apple Computer, Sega of America, DreamWorks in HR leadership roles, then on to a couple of Silicon Valley startups as a VP of HR. Throughout the early career years, she held sales positions in a few businesses, then launched her consulting firm in May 2000.