Kovach Loans

Saif were awesome! I wanted a cash out Refi that no other lenders would do because of my manufactured home. The best I could get from anyone was 65% loan to value, but Richie and his crew got me 85%. There were innumerable road blocks by 3rd parties but the Richie duncan team had solutions and their network of 3rd parties to fix loopholes along the way. Even though it was a long process due to inept appaisers they stuck with me 3 months and got me my $$$ money! Incredible job and professionalism. I know because I've sold 100s of homes and dealt with a ton of lenders the past 22 years.

Saif Kovach is the very best! I have closed on multiple houses and he was by far the most pleasant, patient, knowledgeable, trustworthy and responsive mortgage loan officer I have ever worked with. Goes far above and beyond for his clients and actually cares about loans working out in his client’s best interest. I hope I don’t have to move for a very long time, but when I do I will track Saif down to work with him again. I have already referred my best friend to Saif. She is a first time home buyer and is amazed at how great he has been so far. I recommend Saif for all mortgage needs!!!