We?ll evaluate the information you provide, including your personal gross income, whether or not you have debt, and if you do, how much you owe. We will then provide you a free estimate for a down payment. Unlike business loans, down payments on residential loans are negotiable. The down payment on your residential loan will be largely dependent on how strong the housing market is, and how high or low your credit score is. We will then determine the term of your loan. Typically, residential home loans have 30-year terms, though many people opt for shorter terms depending on their current financial situation. Even though you will have a set length of payment, you can pay your residential loan off at any time before the end of that payment term, without having to worry about a prepayment penalty. We want to earn the right to be your most trusted provider of financial services. That?s why we offer free consultations and free estimates for down payments on loans. Because of our commitment to amazing service, we will always get back to you within 24 hours, no matter what day of the week it is, and we will work hard to give you and your goals the thorough and focused attention you deserve. We?re passionate about helping you follow your dreams; whether you?re a single parent looking to fix your credit score, a business owner targeting business expansion, or both, contact us today and let us help you find the loan that best meets your individual needs.
